Tempe’s Top-Rated Life Insurance Company
Life insurance is a foundational piece to a well-rounded financial plan. Most people do not realize the benefits offered by life insurance, and simply avoid the topic due to confusion about the sheer volume of available policies, and feeling uncomfortable thinking about their own death. By investing in a life insurance policy in Tempe, the financial security of your spouse, loved ones, children, parents, or business partners will be protected in the event of your death. Without expert guidance, it can be difficult to sort through the options on the market and find the best policy for your current needs. Visit Phoenix Health & Life Insurance in Tempe to learn more.
Professional Counseling To Buy A Life Insurance Policy
Most life insurance agents simply shuffle clients through the hoops, showing them the first available policy and pressuring them to make a hasty decision based on fear and uncertainty. It is different at Phoenix Health & Life Insurance! We will never take advantage of you, or push you into a decision you are not ready to make. Instead, our Tempe life insurance agents are welcoming and friendly, providing thorough, honest information, in a comfortable environment where you can feel free to ask questions and present concerns. Even if you never choose to work with us, that’s okay! Our goal is to provide the information and confidence you need to make the best, most informed decision for yourself and your family.
Benefits Of Buying A Life Insurance Policy With Our Agents
Types Of Life Insurance Plans We Provide For Tempe Residents
Term Life Insurance
Term Life Insurance provides coverage for a specific, limited period of time, and is usually purchased by clients who are between jobs or facing a risky surgery. The initial premium is typically smaller, with the ability to cover your short-term, temporary life insurance needs.
- Provides coverage for a limited period of time
- Provides a death benefit, but no cash value
- Initially less expensive premium
- Term can be renewed or converted to a different type of policy
Whole Life Insurance
Known as the most conventional type of life insurance, a Whole Life Insurance policy provides the policyholder with coverage for the duration of their entire lifetime. Premium payments are consistent, and the cash value of the policy offers a guaranteed return.
- Provides lifetime, comprehensive coverage
- Accumulates cash value over time, making it a valuable asset
- Offers level premiums throughout the policy term
- Has the option for flexible premiums
Universal Life Insurance
The policyholder receives permanent coverage through Universal Life Insurance. The insured can take advantage of the valuable savings component and investment opportunities, and experience either flexible or fixed premiums depending on the plan. Visit with our agents to learn more about Universal Life Insurance.
- No tax consequences when borrowing against the cash value
- Provides death benefit and valuable savings component
- Accumulates savings throughout the policy term
- Death benefit only goes to specified beneficiaries
Variable Universal Life Insurance
Similar to Universal Insurance, Variable Life Insurance provides lifelong protection for the policyholder and their family, as long as the premiums are paid. The premiums and the death benefit can be flexible, and there is an investment opportunity for added peace of mind.
- Adjustable and flexible premiums
- Death benefits increases in value over time
- Can borrow against the cash value with no tax consequences
- Offers a valuable investment option
Our Tempe Life Insurance Agents
Oftentimes, individuals think they can get a better deal on a life insurance policy if they purchase on their own and avoid working with an agency. Unfortunately they do not realize the risks they are opening themselves up to, such as being taken advantage of or being scammed. Working with a licensed Tempe life insurance agent ensures you get the best policy for your needs, while protecting your financial investment.
When you choose the experience, knowledge, and expertise of a licensed agent like Frank Stevens at Phoenix Health & Life Insurance, the peace of mind is invaluable. You can rest easy knowing that Frank Stevens is on your side, making sure your coverage clearly reflects your needs throughout the duration of your policy.
Frank Stevens is licensed through the state of Arizona to sell a wide variety of life insurance policies, with the education and credentials necessary to help you make the best choice.
Highly-Rated Life Insurance Brokers Offering Services For Tempe Families And Companies
At Phoenix Health & Life Insurance, we know you have worked hard to financially provide for your family throughout your lifetime. Investing in a life insurance policy is an excellent way to ensure that care continues beyond your death, providing coverage for your funeral expenses and daily bills for your family as they transition to their new lives without you.
When you choose to invest in life insurance near you in Tempe at Phoenix Health & Life Insurance, we don’t simply help you buy a policy and then leave you alone. Instead, our agents build a close professional relationship with you to ensure that your coverage reflects your fluctuating needs throughout its duration. If you have any questions or concerns, or need to convert your policy to something different, we have you covered. We will also make sure your death claim is processed immediately after your death, so that your family does not struggle to make ends meet. While you may have assets in real estate or business shares, none are immediately accessible like a life insurance policy.
Phoenix Health & Life Insurance is with you every step of the way, from selecting a policy, to adjusting coverage as needed, and processing the claim after your passing. Contact our team today to get started!
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Visit Our Life Insurance Company Located Near Tempe
Our Life Insurance Agents Proudly Serve These And Many Other Tempe Neighborhoods
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Phoenix Health & Life Insurance is a licensed, experienced agency ready to walk with you through the process of choosing a policy and getting comprehensive coverage.
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Frank Stevens and the team at Phoenix Life Insurance are certified, licensed, and equipped to help you find the best policy to protect your family’s financial interests.
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Visit with our Tally Ho life insurance agents to learn about the options available to you and get the information you need to make a beneficial choice.
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Whether you want to purchase life insurance or need to convert your existing policy, Phoenix Health & Life Insurance is an excellent resource, even if you didn’t purchase with us initially.
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Don’t try to purchase life insurance on your own! Take advantage of our expertise and honest information as you make the best choice for your family.
Contact Tempe’s Leading Life Insurance Agency
4455 E Broadway Rd #104
Mesa, AZ 85206