There are two ways of purchasing Individual Health Insurance. One way is to purchase the plan directly from the insurance company and the other way is buy those same plans though www.healthcare.gov aka as the “Obamacare” website. Below is a brief description of each. 2017 will be a very difficult year with Maricopa County losing United Healthcare, Assurant, Meritus, Humana, Blue Cross Blue Shield, Health Net, and Health Choice of Arizona. At this point there will only be three insurance companies offering small HMO based plans and the Department of Insurance has released approved rate increases of 58%-122.8%! Cigna, Aetna and Phoenix Health Plans will be the only insurance companies offered for 2017.