Top-Rated Life Insurance Company Near You
Life insurance can be a confusing concept and feel like an unnecessary investment. However, it is a vital piece of a well-rounded financial plan. Essentially, a life insurance policy in Scottsdale ensures the financial security of your spouse, children, parents, or business partners after your death. Knowing how to sort through the various policies available to find the best option is overwhelming and best done with the guidance of a professional life insurance agent. As a five-star agency, Phoenix Life Insurance is an excellent resource.
To Buy Life Insurance Policies
Many Scottsdale life insurance agencies near you try their hardest to get you to purchase the first policy that seems to fit your needs, without pausing to consider if there is something better or if you have qualms about diving in.
Phoenix Life Insurance is different! As experienced agents, we are dedicated to making sure you feel 100% comfortable with your choice. We will never pressure you into buying a policy, but will take all the time necessary to talk about your needs, budget, and questions.
Benefits Of Buying A Life Insurance Policy With Our Agents
Types Of Life Insurance Plans We Provide For Scottsdale Residents
We are prepared to consult with you a variety of life insurance policies!
Term Life Insurance
Get coverage for a limited period of time through Term Life Insurance. The initial premium is typically smaller and purchased in larger amounts to ensure your short term needs are covered. Learn more at Phoenix Life Insurance to see if term coverage is right for you!
- Provides coverage for a specific term
- Offers a death benefit, but no cash value
- An initially less expensive form of insurance
- Can be renewed or converted
Whole Life Insurance
Through Whole Life Insurance, also known as the most traditional form of life insurance, you can receive lifetime coverage with consistent premium requirements. You are also guaranteed a return on the cash value of your policy, making it a valuable asset.
- Provides lifetime coverage
- Accumulates cash value over time
- Experience level premiums throughout the term of the policy
- Offers the option for flexible premium payments
Universal Life Insurance
Universal Life Insurance is another form of permanent coverage. The insured has the additional benefit of a savings component and investment element. Some universal policies offer flexible premiums, and others offer a fixed premium. Learn more about universal life insurance at Phoenix Life Insurance!
- Borrow against the cash value with no tax consequences
- Offers a death benefit and cash value component
- Accumulate savings throughout the policy term
- Only your specified beneficiaries receive the death benefit
Variable Universal Life Insurance
Through a Variable Universal Life Insurance policy, your family will receive lifelong protection, as long as your premiums are always paid. The premium can be flexible, as can your death benefit. Many policyholders take advantage of the investment opportunity for peace of mind and confidence.
- Premiums are flexible and adjustable
- Increase your death benefit over time
- Borrow against the tax value
- Consider one of the investment options
Individual & Joint Life Insurance
Whether you need coverage for yourself or multiple people under one policy, Phoenix Health & Life Insurance is a trusted resource. We can help you understand the policies and coverage available and make an informed decision that works best for your needs.
Business & Employee Life Insurance
As top-rated Scottsdale life insurance agents, Phoenix Health & Life Insurance is ready to help you find the best policy to cover your employees’ needs and your business assets. Schedule a consultation with our team today!
Why Choose Our
Scottsdale Life Insurance Agents
Many people attempt to buy life insurance without the guidance of a professional agent. What they may not realize is that there are many risks of doing so, and the financial cost is actually the same whether they purchase independently or through an agency.
With the long-time experience, knowledge, and expertise of an agent like Frank Stevens, you can rest easy knowing that you will find the right type of policy. As your needs change throughout your lifetime, Frank Stevens will make sure your coverage reflects those changes as necessary.
Frank Stevens is licensed and approved through the state of Arizona to sell all types of life insurance policies. He has the education and credentials necessary to help you make the best choice when it comes to purchasing life insurance in Scottsdale.
Reliable Life Insurance Brokers Serving Scottsdale Families & Companies
At Phoenix Life Insurance, we know you work hard to provide for the needs of your family. Investing in a life insurance policy is simply another way you can make sure they will not struggle to pay bills or funeral costs after your death. It will help ease the transition into life without you.
Having a life insurance policy simply means that you are making regular investments into a bank account for your family to access after your passing. While you may have assets such as real estate or a business, a life insurance policy is the only account immediately accessible for a cash withdrawal when needed.
Frank Stevens and the team at Phoenix Life Insurance are here to offer counsel and guidance as you select a policy, and can help adjust your coverage according to your changing needs throughout your lifetime. We make sure that your death claim is processed quickly so that your loved ones never have to struggle with making ends meet, no matter how unexpected your passing.
Nothing can replace the professional relationship forged with your personal life insurance agent. Contact Phoenix Life Insurance today to get started!
Depending on the type of policy you have purchased, there will be a waiting period of 5-6 weeks. For an extra fee, you can accelerate the process to begin immediate coverage if needed. If you die during the waiting period, a temporary insurance policy will be paid to your beneficiaries.
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Get In Touch With Our Life Insurance Agents Near Scottsdale
20823 N Cave Creek Rd.
Building B Suite 101
Phoenix, AZ 85024