Phoenix Health Insurance Agencies

Scottsdale Life Insurance Agency

Leading Life Insurance Brokers Serving Scottsdale, AZ

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  • Term Life
    Insurance
  • Whole Life
    Insurance
  • Universal Life
    Insurance
  • Variable Universal
    Life Insurance

Top-Rated Life Insurance Company Near You

Life insurance can be a confusing concept and feel like an unnecessary investment. However, it is a vital piece of a well-rounded financial plan. Essentially, a life insurance policy in Scottsdale ensures the financial security of your spouse, children, parents, or business partners after your death. Knowing how to sort through the various policies available to find the best option is overwhelming and best done with the guidance of a professional life insurance agent. As a five-star agency, Phoenix Life Insurance is an excellent resource.

Professional Counseling
To Buy
Life Insurance Policies

Many Scottsdale life insurance agencies near you try their hardest to get you to purchase the first policy that seems to fit your needs, without pausing to consider if there is something better or if you have qualms about diving in.

Phoenix Life Insurance is different! As experienced agents, we are dedicated to making sure you feel 100% comfortable with your choice. We will never pressure you into buying a policy, but will take all the time necessary to talk about your needs, budget, and questions.

Get Professional Counseling Before Buying Life Insurance Policies In Scottsdale

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Benefits Of Buying A Life Insurance Policy With Our Agents

Tax Deductions

Life insurance policies offer a variety of tax benefits and tax deductible options, along with tax free death benefit payouts. Call our team today and learn more!

Financial Security

Knowing that your loved ones will be financially secure after your passing provides peace of mind and confidence. Let our Scottsdale life insurance agency help you find the best policy.

Retirement Planning

It is never too early to start retirement planning! With the guidance of our agents, you can find the confidence and security you deserve as you plan for retirement.

Insurance Loans

Some insurance policies come with the ability to borrow cash against the accumulated funds. We can help you determine if this is the best choice for you!

Types Of Life Insurance Plans We Provide For Scottsdale Residents

We are prepared to consult with you a variety of life insurance policies!

Term Life Insurance Policies For Scottsdale Residents

Term Life Insurance

Get coverage for a limited period of time through Term Life Insurance. The initial premium is typically smaller and purchased in larger amounts to ensure your short term needs are covered. Learn more at Phoenix Life Insurance to see if term coverage is right for you!

  • Provides coverage for a specific term
  • Offers a death benefit, but no cash value
  • An initially less expensive form of insurance
  • Can be renewed or converted
Whole Life Insurance Policies For Scottsdale Residents

Whole Life Insurance

Through Whole Life Insurance, also known as the most traditional form of life insurance, you can receive lifetime coverage with consistent premium requirements. You are also guaranteed a return on the cash value of your policy, making it a valuable asset.

  • Provides lifetime coverage
  • Accumulates cash value over time
  • Experience level premiums throughout the term of the policy
  • Offers the option for flexible premium payments
Universal Life Insurance Policies For Scottsdale Residents

Universal Life Insurance

Universal Life Insurance is another form of permanent coverage. The insured has the additional benefit of a savings component and investment element. Some universal policies offer flexible premiums, and others offer a fixed premium. Learn more about universal life insurance at Phoenix Life Insurance!

  • Borrow against the cash value with no tax consequences
  • Offers a death benefit and cash value component
  • Accumulate savings throughout the policy term
  • Only your specified beneficiaries receive the death benefit
Variable Universal Life Insurance Policies For Scottsdale Residents

Variable Universal Life Insurance

Through a Variable Universal Life Insurance policy, your family will receive lifelong protection, as long as your premiums are always paid. The premium can be flexible, as can your death benefit. Many policyholders take advantage of the investment opportunity for peace of mind and confidence.

  • Premiums are flexible and adjustable
  • Increase your death benefit over time
  • Borrow against the tax value
  • Consider one of the investment options
Individual And Joint Life Insurance

Individual & Joint Life Insurance

Whether you need coverage for yourself or multiple people under one policy, Phoenix Health & Life Insurance is a trusted resource. We can help you understand the policies and coverage available and make an informed decision that works best for your needs.

Business And Employee Life Insurance

Business & Employee Life Insurance

As top-rated Scottsdale life insurance agents, Phoenix Health & Life Insurance is ready to help you find the best policy to cover your employees’ needs and your business assets. Schedule a consultation with our team today!

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Why Choose Our
Scottsdale Life Insurance Agents

Many people attempt to buy life insurance without the guidance of a professional agent. What they may not realize is that there are many risks of doing so, and the financial cost is actually the same whether they purchase independently or through an agency.

With the long-time experience, knowledge, and expertise of an agent like Frank Stevens, you can rest easy knowing that you will find the right type of policy. As your needs change throughout your lifetime, Frank Stevens will make sure your coverage reflects those changes as necessary.

Frank Stevens is licensed and approved through the state of Arizona to sell all types of life insurance policies. He has the education and credentials necessary to help you make the best choice when it comes to purchasing life insurance in Scottsdale.

Frank Stevens Is Approved By The Arizona Department Of Insurance

Call Our Life Insurance Agency Today!

Reliable Life Insurance Brokers Serving Scottsdale Families And Companies

Reliable Life Insurance Brokers Serving Scottsdale Families & Companies

At Phoenix Life Insurance, we know you work hard to provide for the needs of your family. Investing in a life insurance policy is simply another way you can make sure they will not struggle to pay bills or funeral costs after your death. It will help ease the transition into life without you.

Having a life insurance policy simply means that you are making regular investments into a bank account for your family to access after your passing. While you may have assets such as real estate or a business, a life insurance policy is the only account immediately accessible for a cash withdrawal when needed.

Frank Stevens and the team at Phoenix Life Insurance are here to offer counsel and guidance as you select a policy, and can help adjust your coverage according to your changing needs throughout your lifetime. We make sure that your death claim is processed quickly so that your loved ones never have to struggle with making ends meet, no matter how unexpected your passing.

Nothing can replace the professional relationship forged with your personal life insurance agent. Contact Phoenix Life Insurance today to get started!

FAQs About Life Insurance

While you can provide for your loved ones right now, you have no control over what will happen after your death. With a life insurance policy, you can make deposits into a bank account that will be paid only to your specified beneficiaries after your passing, to ensure their financial protection and stability.
The only requirements for purchasing life insurance in Arizona is that you must be 18 years of age and complete the application correctly. Your life insurance agency will ask for basic information including your height and weight, medical history, current medications, financial information, and more.
Life insurance policies typically offer a death payout to beneficiaries that have the benefit of being considered tax-free income. Accumulated cash value is tax-deductible, and any money borrowed against the policy is not subject to being taxed. Consult with your agent to learn more!

Depending on the type of policy you have purchased, there will be a waiting period of 5-6 weeks. For an extra fee, you can accelerate the process to begin immediate coverage if needed. If you die during the waiting period, a temporary insurance policy will be paid to your beneficiaries.

It depends on the policy you choose. If you are young and healthy, or seeking a low amount of coverage, you will likely not need to undergo an exam. If the insurance policy does require a medical exam, it will not need to be completed until after your application has been submitted and approved.
The best thing to do is to purchase a life insurance policy as soon as you are of age to do so. The younger and healthier you are, the lower your costs will be. Make healthy lifestyle choices such as avoiding drugs, alcohol, and smoking, and be sure to work with a licensed agent to find the best return for your investment.
UHC United Healthcare
Humana
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BlueCross Blueshield of Arizona
Bright Health

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Our Clients’ Testimonials

Family Of Four Holding Drawing

Our Clients’ Testimonials

Lynn Marble took the time to sit down and explain every detail of our insurance plan. Saved our family a ton of money and bettered our coverage. I would not hesitate to recommend Lynn to everyone I know.

Sean Bell ★★★★★

Get In Touch With Our Life Insurance Agents Near Scottsdale

    Best way to reply:

    Phoenix Health And Life Insurance

    20823 N Cave Creek Rd.
    Building B Suite 101
    Phoenix, AZ 85024