What Is Medicare?
Basically, Medicare is a government funded healthcare plan designed for individuals who are either over 65 years old, under 65 with a disability, or facing End Stage Renal Disease. If you are curious about Medicare, consult with our Queen Creek insurance agents at Phoenix Health & Life Insurance to determine if you are eligible.
The 4 Parts Of Medicare
How To Sign Up And Enroll For Medicare In Queen Creek
Our Online Medicare Enrollment Process
When you are ready to sign up for a Medicare plan, contact our healthcare insurance agents in Queen Creek. The enrollment process is simple and straightforward, and we are here to help you find the best plan for all your healthcare needs.
Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans
Healthcare coverage can be confusing and difficult to navigate, so consult with Phoenix Health & Life Insurance for guidance. We can help you determine which type of coverage you need, and understand the difference between Original Medicare and Medicare Advantage.
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations”
A coverage gap occurs when the combined amount paid for prescription drugs by you and your healthcare plan reaches a certain limit, you are required to pay a greater share out of pocket. Having a Medicare Supplement Plan ensures you are protected from paying extra.
How Is a Medicare Advantage HMO vs PPO Different?
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
Why Choose Phoenix Health Insurance in Queen Creek?
No matter what type of healthcare coverage you are seeking, Phoenix Health & Life Insurance is an industry-leading medical insurance agency dedicated to helping clients find the most functional and affordable coverage for your needs. Contact our Queen Creek health insurance agency today for a personalized, informative experience as you choose a Medicare plan.
Medicare Supplement Carriers We Work With:
TESTIMONIALS
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.
