Distinguished Life Insurance Company Near You

Understanding the benefits of life insurance and finding the right policy can be extremely challenging. With a variety of policies available on the market and each one claiming to be the best, it can be difficult to weed through the options and make the best choice for yourself and your loved ones. Let Phoenix Life Insurance help you through the process!

Get Specialized Counseling Before Buying A Life Insurance Policy

Lynn Marble and his team of life insurance agents in Gilbert are highly knowledgeable about life insurance policies and how they can benefit you. When you visit them, you will never feel rushed or pressured to make a decision you are not ready to make. Instead, they take the time to explain your options and answer your questions with respect, whether you decide to purchase a policy with us or not.

Protect Your Family With Professional Counseling Before Buying Life Insurance Policies In Gilbert

Customer Testimonials

Our Clients’ Reviews

Lynn Marble took the time to sit down and explain every detail of our insurance plan. Saved our family a ton of money and bettered our coverage. I would not hesitate to recommend Lynn to everyone I know.

Sean Bell ★★★★★

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Find The Benefits Of Buying A Life Insurance Policy With Our Agents

Tax Deductions

Life insurance in Gilbert offers a variety of tax benefits including tax deductible bonuses and death benefit payouts. Visit with Phoenix Life Insurance to learn more!

Financial Security

Providing financial security for your loved ones after your passing is a critical piece to a well-rounded plan. Our Gilbert life insurance agency can help!

Retirement Planning

Plan for your future and your family’s future through investment into a life insurance policy, and get the peace of mind you deserve! Get started today.

Insurance Loans

Some policies allow the policyholder to borrow against the accumulated funds for cash. Contact Phoenix Life Insurance today to schedule a consultation and learn more about our policies.

We Provide The Following Life Insurance Plans For Gilbert Residents

Term Life Insurance

A policy that provides coverage for a specific, limited period of time is called Term Life Insurance. It is ideal for short term goals because it comes with a smaller initial premium and can be purchased in larger amounts to fill a space of time, such as between jobs.

Provides coverage for a specific period of time, such as during a risky surgery or between jobs
Offers a death benefit with zero cash value
An initially less expensive form of life insurance
Can be renewed or converted as needed

Whole Life Insurance

Through a Whole Life Insurance policy, you can receive lifelong coverage under a fixed premium amount, similar to a Term policy. The policyholder can take advantage of a valuable cash component, with a guaranteed return on the policy’s cash value for your beneficiaries.

Experience level, consistent premiums throughout the policy’s duration
Accumulate cash value over time
Get lifetime coverage for a reasonable investment
Consider the option for flexible premium payments

Universal Life Insurance

Get permanent coverage under a Universal Life Insurance policy, with the added value of a death benefit and a profitable cash component. A Universal policy remains in effect for the policyholder as long as the premiums are paid.

Borrow against the cash value with no tax concerns
Receive a death benefit and cash value component
Accumulate savings throughout the duration of the policy
Only designated beneficiaries receive the death benefit

Variable Universal Life Insurance

Through a Variable Universal Life Insurance policy, your family will receive lifelong protection as long as the premiums are paid in full. Premiums are flexible, and you have the opportunity for a flexible death benefit. Policyholders can take advantage of the investment component.

Premiums are adjustable and flexible
Death benefit value can increase over time
Borrow against the cash value, with possible tax obligations
Choose from a variety of investment opportunities

Find Individual And Joint Life Insurance Near Gilbert

Individual & Joint Life Insurance

Contact our trusted life insurance agents near you in Gilbert to learn more about individual and joint life insurance options. We can help you find the perfect fit for your family’s needs.

Find Business And Employee Life Insurance Near Gilbert, AZ

Business & Employee Life Insurance

Choose from a variety of Gilbert business life insurance policies to suit the needs of your business assets and employees. Our agents can help you achieve your financial goals!

Why Choose
Our Life Insurance Agency Near Gilbert

While many people attempt to purchase the first life insurance policy they find without the help of a trusted agent, it is not recommended. A reputable Gilbert life insurance agent takes time to get to know you and understand your needs and goals, and then help you make an informed decision based on those things.

Plus, the help, knowledge, and long-term relationship of someone like Frank Stevens at Phoenix Life Insurance is invaluable. Not only will Frank Stevens make sure you invest in the right type of policy, but he will also adjust your policy as your needs change throughout your lifetime.

Frank Stevens is a licensed professional, with the education, expertise, and certification required to make him your best choice when you are ready to purchase a life insurance policy in Gilbert.

Frank Stevens Is Approved By The Arizona Department Of Insurance

Call Our Life Insurance Agents Near You Today!

480-300-5420

Life Insurance Brokers Serving Families And Companies In Gilbert

Life Insurance Brokers Serving Gilbert Families & Companies

At Phoenix Life Insurance, we know you love your family and work hard to provide for their needs day in and day out. With a life insurance policy, that love and provision can extend beyond your death, to ensure your loved ones do not have a difficult financial transition to their life without you.

When you invest in a life insurance policy, your money is being deposited into a secure bank account that can only be accessed by yourself or your designated beneficiaries after your death. While you may have additional equity in business shares or stocks, a life insurance policy is the only benefit that can be immediately accessed when needed.

Our team of Gilbert life insurance brokers are dedicated to helping you find the best policy for your needs and budget, and ensure your claim is processed quickly after your death. Not only are we there for you every step of the way throughout the duration of your policy and your life, but we are also dedicated to the financial success of yourself and your loved ones. Call today to get us on your team!

FAQ About Life Insurance

Why Is Buying A Life Insurance Policy Important?

While you are alive, you have the ability and control to work hard and provide for the needs of your family, parents, children, spouse, and other loved ones. After your death, you no longer have that ability. But, when you invest in a life insurance policy, you can take action now to protect your spouse and children from a rough financial transition into life without you after your death.

What Are The Requirements To Buy A Life Insurance In Arizona?

While it may sound intimidating to apply for a life insurance policy, the process is actually fairly simple and straightforward. You are required to be at least 18 years of age, and will need to fill out an application about your current lifestyle, your medical history, and financial information. You may also be required to take a medical exam to determine the exact status of your current health.

Will Buying A Life Insurance Policy Get Me Tax Benefits?

Many people do not realize that there are several tax benefits available once they have purchased a life insurance policy. The most important benefit is that no type of personal life insurance is tax-deductible. If your policy offers a cash value, it will not be taxed while it is growing, which allows your money to grow more quickly. Typically, any money borrowed against your life insurance is not taxable.

What Is The Waiting Time Before Life Insurance Starts Coverage?

Once you have chosen a life insurance policy and made the purchase, there is a waiting period before the policy kicks in. There is typically a 5-6 week waiting period, but some policies offer the option to accelerate the process for a fee to begin coverage immediately. People facing a risky surgery or near the end of their life often take advantage of this opportunity.

Do I Need To Take A Physical Exam Before Buying A Life Insurance Plan?

Yes, most life insurance policies do require the applicant to complete a thorough medical assessment before being approved for the policy. If you are young and healthy, or seeking a low amount of coverage, you may not be required to take an exam. If you do need to get one, you can usually submit your application first to get the process started, and submit your medical exam report afterward.

How Can I Reduce The Cost Of Life Insurance?

The best way to ensure a low cost when investing in life insurance is to purchase as soon as you turn 18 years old. The general rule of thumb is that the younger and healthier you are, the lower your premiums will be. You can also take action to lower your premium by avoiding drugs, smoking, and drinking, and living an overall healthy and active lifestyle.