WHAT IS ?
Convenient, affordable healthcare for families and individuals in need.
- Unlimited telemedicine
- Large PPO multiplan nationwide network
- Low monthly contribution amounts from $105 for single to $520 for family
- Stable rate due to healthy participants
- Up to $2 million Lifetime limit per member
- $35 Doctor, urgent care, and specialist visits
- Maternity sharing available
WHAT IS A HEALTHCARE MINISTRY
Individuals, families and organizations rely on each other for their medical needs
A Healthcare ministry is an affordable way to get the health care you need since the costs are shared among members. Typically these members share common religious and ethical beliefs, giving them all a common goal for their healthcare needs. This means individual and families, have lower monthly costs for all members. Speak with a Phoenix Health Insurance agent to see if you qualify for Altrua HealthShare or if this is the right option for you.
Access to One of The Nation’s Largest Networks of Healthcare providers with Over 1 Millon Providers
Arizona’s Largest Provider Network.
The Most Effective Discounts
The Broadest Access
The Quality Choice
Present Your Membership Card When You Get To Your Appointment, And Altrua Will Handle The Rest.
OUR MEMBERSHIP PLANS
The member is responsible for $500 per person per calendar year before the 2nd MRA applies.
The member is responsible for $1,000 per person per calendar year before the 2nd MRA applies.
The member is responsible for $1,500 per person per calendar year before the 2nd MRA applies.
The member is responsible for $7,500 per person per calendar year before the 2nd MRA applies.
QUALIFYING FOR A MEMBERSHIP
Statement Of Standards
To qualify as a member for Altrua HealthShare, applicants agree to live a clean and healthy lifestyle and share a set of ethical and religious beliefs. It means that our members can contribute less and receive more from membership. This includes agreeing to a statement of standards and membership guidelines. Altrua HealthShare is an excellent opportunity, for those who meet these qualifications, to save on the costs of healthcare. Phoenix Health and Life Insurance is proud to help those seeking this type of services by outlining the following guidelines members must meet:
- We care for one another
We keep our bodies clean and healthy with proper nutrition
We believe the use of any form of tobbaco, illicit drugs and excessive alcohol consumption is harmful to the body and soul.
We believe sexual relations outside the bond of marriage is contrary to the teachings of the Bible and marriage should be held in honor
We believe abortion is wrong, except in a life threatening situation to the mother
We care for our families and physical, mental or emotional abuse of any kind to a family member or anyone else is morally wrong
SEE MORE MEMBERSHIP SPECIFICS
If you are here, looking for a positive solution to the rising costs of spiraling Obamacare Health Insurance plans, then you have come to the right place.
Established in 1999, Altrua Ministries, dba Altrua HealthShare, is a 501(c)(3) recognized Health Care Sharing Ministry.
Every day, thousands discover Health Care Sharing Ministries as a positive solution to health insurance. Sharing ministries similar to Altrua HealthShare have been around for nearly thirty years, and billions of dollars of health care needs have been shared in by fellow members.
Videos Explaining Altrua HEALTSHARE
familiarize yourself with our health care sharing membership terms and definitions
Healthcare Shouldn't be a Burden
Altrua HealthShare Supporting Members
Altrua Healthshare- Financial Liberation
Recent Improvements To Altrua Healthshare
Changes You Should Consider:
Cancer Sharing in 1st Year for Diamond and Emerald
Maternity No Longer a Self Pay Option
Preauthorizations No Longer Required
Pre-Existing Auto Declines Have Been Removed
What members say about us
– Testimonials –
This is a great option for me because I live a very healthy lifestyle and I’d be paying ridiculous amounts in premiums through other health insurance programs. Their app makes it easy for me to access my credentials and customer service is always super friendly. If you can, go with Altrua HealthShare!
★ ★ ★ ★ ★
Altrua Ministries (dba Altrua HealthShare) is NOT an insurance company nor is the membership offered through an insurance company. Members are self-pay patients. Altrua Ministries is a 501(c)(3) nonprofit corporation
Yes! Once you have been in Diamond or Emerald membership for 90 days. The membership shares a maximum of $12,000 in year 1 and $25,000 in years 2+ with a MRA of $5,000. See Membership Guidelines for more information.
Our membership is for anyone looking for health care that agrees to our Statement of Standards.
It is NOT a contract. You can choose to quit the membership at any time. All new members pay a $100 application fee and a $25 fee that goes to Altrua Ministries that is not refundable. Altrua HealthShare does request that proper notification be given if a member chooses to quit for any reason. Please see Resources for more information.
Once your medical provider has properly processed your medical need to be shared by the membership, the medical need is adjudicated and payment is issued through the membership escrow account.
Your monthly contribution will vary based on your age, the number of members in your family and the membership plan you choose. See Membership Plans.
We are a recognized Health Care Sharing Ministry and members are eligible for exemption from the tax penalty. See Affordable Care Act for more information.
Yes, we are part of MultiPlan which is a network that the majority of medical providers participate in. If a medical provider is not a part of the MultiPlan network, they should still accept us as your medical sharing plan of choice. See Affiliated Providers for details.