What Is Medicare?
As a government-funded healthcare program, Medicare is designed to provide coverage to anyone who is 65 years and older, or is under 65 with specific disabilities, or is diagnosed with End-Stage Renal Disease. Consult with Phoenix Health & Life Insurance today to determine if you qualify and how to enroll.
The 4 Parts Of Medicare
How To Sign Up And Enroll For Medicare
Our Online Medicare Enrollment Process
No matter what type of healthcare coverage you are seeking, finding the right plan can be overwhelming and complicated. At Phoenix Health & Life Insurance, we can help you find through the Surprise Medicare enrollment process either online or in-person.
Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans
When you are ready to learn more about Surprise Medicare plans, our agents at Phoenix Health & Life Insurance can help. We provide thorough education and expert guidance as you navigate the world of healthcare plans, and will help you understand the difference between Original Medicare and Medicare Advantage Plans.
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
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“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations
A coverage gap occurs when the total combined amount paid for prescription drugs between your and your healthcare plan reaches its maximum limit, requiring you to pay out of pocket for any further medication needed through the remainder of your coverage year. With a Supplemental Medicare Plan, you will be able to close the gap and avoid paying extra.
How Is a Medicare Advantage HMO vs PPO Different?
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
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Why Choose Phoenix Health Insurance In Surprise?
When you consult with our Surprise health insurance agents, you can trust that we are dedicated to helping you find the best health coverage for your needs and budget. As an industry-leading insurance provider, Phoenix Health & Life Insurance is available to help with all your questions, enrollment needs, and beyond, with a personalized, informative experience.
Medicare Supplement Carriers We Work With:
TESTIMONIALS
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.
