What Is Medicare?
As a government-funded healthcare program, Medicare provides coverage for individuals who are either over 65 years, under 65 with a disability, or facing End Stage Renal Disease. If you are curious about how to enroll, consult with our Paradise Valley healthcare agents at Phoenix Health & Life Insurance.
The 4 Parts Of Medicare
How To Sign Up And Enroll For Medicare In Paradise Valley
Our Online Medicare Enrollment Process
When you are ready to enroll in Medicare, visit our health insurance agents in Paradise Valley to learn about the simple, straightforward process. We can help you find the best plan for your healthcare needs and budget!
Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans
At Phoenix Health & Life Insurance, we know that finding functional, affordable healthcare coverage can be complicated. Visit our insurance agents to determine whether Original Medicare and Medicare Advantage would be the best choice for you.
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations”
When the combined amount that you and your healthcare pay for prescription drugs exceeds the limit, a coverage gap occurs and you must pay the rest out of pocket. Consider enrolling in a Medicare Supplement Plan to avoid the gap!
How Is a Medicare Advantage HMO vs PPO Different?
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
Why Choose Phoenix Health Insurance in Paradise Valley?
Regardless of what type of healthcare coverage or Medicare plan you are seeking, Phoenix Health & Life Insurance is dedicated to helping you find functional, affordable coverage that fully meets the needs of your family. Contact our insurance agents today to experience our welcoming, informative environment in Paradise Valley!
Medicare Supplement Carriers We Work With:
TESTIMONIALS
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.
