Top-Rated Life Insurance Company Near You
Creating a well rounded financial plan to protect your family is one of the best decisions you can make. With a life insurance policy, you can make sure that protection extends beyond your lifetime. If you are curious about Mesa life insurance policies but unsure how to start, Phoenix Life Insurance is ready to help!
Professional Counseling To A Buy Life Insurance Policy
Many life insurance agencies try to take advantage of unsuspecting customers who are willing to pay anything to provide financial security for their family after their death. At Phoenix Life Insurance, our experienced Mesa life insurance agents take pride in providing 100% honest, comprehensive information to help you better understand the options available to you, without ever pressuring you to make a decision you are not ready to make.
Benefits Of Buying A Life Insurance Policy With Our Agents
Types Of Life Insurance Plans We Provide For Mesa Residents
Term Life Insurance
Term Life Insurance provides coverage during a limited period of time, typically during a temporary gap between jobs. The initial premium is fairly low, and purchased in larger amounts to cover all your short-term needs. Let us help you determine if Term is right for you!
- Typically provides coverage for one year or less
- Offers a death benefit with no cash value
- Initially a less expensive policy
- Can be renewed or converted to a different type of policy
Whole Life Insurance
Whole Life Insurance is the most conventional form of life insurance, and provides coverage for the lifetime of the insured. Premium payments must be consistently made, and policyholders have the advantage of a valuable cash asset with a guaranteed return.
- Provides lifetime coverage
- Accumulates cash value over time
- Experience level premiums throughout the policy term
- Flexible premium payments may be an option
Universal Life Insurance
Universal Life Insurance provides permanent coverage, along with a savings component and investment element. Premiums can be fixed or flexible, depending on the specific type of Universal policy, so visit with our insurance agents near you in Mesa to learn more!
- Borrow against the cash value with no tax consequences
- Offers a death benefit and cash value component
- Accumulate savings throughout the policy term
- Only your specified beneficiaries receive the death benefit
Variable Universal Life Insurance
Variable Universal Life Insurance provides lifelong protection for your family and loved ones, provided the premiums are consistently paid. The premiums and death benefits can be flexible, and there is typically a valuable investment opportunity that policyholders use for additional peace of mind.
- Premiums are flexible and adjustable
- Increase your death benefit over time
- Borrow against the tax value
- Consider one of the investment options
Our Life Insurance Agency Near Mesa
Many people carry misconceptions about life insurance, and avoid investing in a policy due to lack of knowledge and understanding. Our goal at Phoenix Life Insurance is to simplify what life insurance is and the benefits it provides for both you and your loved ones.
When you schedule a consultation with our agents, we take time to get to know you, address your questions and concerns, and explain the policies that might work best for your needs.
Each of our agents at Phoenix Life Insurance are licensed, experienced, and very knowledgeable, including Frank Stevens. With his guidance and expertise, you can find the peace of mind you deserve, knowing that you are providing for your family’s security after your death. Mr. Stevens is licensed through the state of Arizona to sell all types of life insurance policies, with the education and credentials necessary to help you make the best choice.
Best-Rated Life Insurance Brokers Serving Mesa Families & Companies
At Phoenix Life Insurance, we know you work hard to provide for the needs of your family, business, and employees every single day. With the help of a life insurance policy in Mesa, you can make sure that care extends beyond your lifetime so that your loved ones do not struggle even a single day with daily bills, funeral expenses, and making ends meet after death.
By purchasing a life insurance policy, you are agreeing to make regular deposits into a secure bank account that will be given to your family after your passing. While assets such as real estate or business shares are beneficial as well, they are not immediately accessible like a life insurance policy.
We guarantee that your claim is processed quickly so that your loved ones are financially secure, even if your death is unexpected. Our agents walk with you every step of the way, from your initial quest into learning about policies, to adjusting coverage throughout your lifetime, to processing your claim after you have died. We are on your team from start to finish!
Typically there is a 5-6 week waiting period after purchasing a policy before coverage actually kicks in. You have the option to pay an extra fee to accelerate the process and avoid the waiting period. If you die during the waiting period, a temporary insurance policy will be paid out to your beneficiaries.
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Visit Our Local Life Insurance Agency In Mesa, AZ
Mesa Neighborhoods Served By Our Life Insurance Agents
Contact Mesa’s Preferred Life Insurance Agents
4455 E Broadway Rd #104
Mesa, AZ 85206