Unique Advantages For Medicare Health Patients
Easy Secure Enrollment
Enrolling for any healthcare insurance of any kind can be a tedious, overwhelming task. Choosing a specific plan, sharing extensive amounts of personal information, and understanding the costs and coverage involved is enough to make any head spin. That is why Phoenix Health and Life Insurance offers step-by-step help with our secure enrollment process, to ensure you have a clear grasp of every aspect that is addressed.
Insightful Advice On Your Plan Options
Along with enrollment assistance with our highly secure process, Phoenix Health and Life Insurance provides education and insight about each of our Medicare plan options, so that you can make an informed decision. We are committed to helping you find the most cost-effective plan that will cover the needs of you and your family, so schedule an appointment today to consult with one of our knowledgeable agents.
Arizona Medicare Advantage Plans
Medicare Supplement Plans
Medicare supplement plans can work to cover gaps from your traditional medicare coverage. Medicare may, in some instances, not cover things such as co-pays, doctors visits, deductibles for hospitalization and other places where Medicare insurance does not pick up the full tab. These plans are also known as Medigap plans, due to their capacity to close the gaps in Medicare plans. Supplemental insurance to assist with unexpected expenses resulting from lapses in coverage while on Medicare can be very cost effective. Be sure to discuss your options with your health insurance agent, so you know the risks and potential liabilities resulting from not having a supplemental policy. Retirement is fraught with peril, but with proper coverage health care expenses can become a very predictable part of your finances
“Close -The- Gap” On Lapses In Medicare Coverage
The coverage gap occurs if the combined amount that you and your healthcare plan pay for prescription drugs reaches a certain limit, you must then pay a greater share of the cost for the remainder of your coverage year. A secondary advantage of being enrolled in a Medicare Supplement Plan is that you are easily able to close this gap and avoid paying extra for necessary prescription drugs.
Supplemental Insurance To Assist With Unexpected Expenses
Many people who are enrolled in Original Medicare plans are unaware that they could be paying even less for their healthcare. When you enroll in a Medicare Supplemental Insurance Policy, many healthcare costs and services will be eligible for coverage. This includes things such as copayments, coinsurance, and deductibles, and sometimes even vision, dental, or long-term care. Contact your local insurance agent to learn more!
Cost-Effective Coverage
Medicare supplemental plans provide comprehensive coverage and additional peace of mind. At Phoenix Health and Life Insurance, we know that surprise medical bills are a part of life, so we want to help you find the most cost-effective supplemental Medicare plan available that will be suitable for your current and unexpected healthcare needs. To learn more about the Medicare plans you are eligible for, visit one of our locations today!
