Laveen Health Insurance2021-02-26T14:19:35-07:00

Laveen Health Insurance

Qualified Health Insurance Agents In Laveen

Are you looking for qualified health insurance agents in Laveen? Our agents at PHX Health Insurance fit that bill and more! They are excellent at helping you find the policy that will work for you and your family. Give them a call and explain your situation and they will walk you through the various policies.

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Life Insurance Near You In Laveen, AZ

If you are searching for life insurance near you in Laveen, AZ, you have come to the right place at PHX Health Insurance. We staff friendly, experienced agents that are thoroughly familiar with the policies that are out there. Take the early step to help protect your family from any difficulties later on in life.

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Laveen Medicare Policies

Are you unsure of what happens with Laveen Medicare policies? Our agents at PHX Health Insurance can deftly guide you through what you need to know about how this all works and what can be done to make sure that your policy works at its best. Give us a call today and we’ll help!

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Locations

Phoenix Health Insurance
20823 N Cave Creek Rd, Building B Suite 101
Phoenix, AZ 85024
623-516-8300
Mesa Health Insurance
4455 E Broadway Rd #104,
Mesa, AZ 85206
480-300-5420
Laveen Health Insurance Contact Info

20823 N CAVE CREEK RD,
BUILDING B SUITE 101
PHOENIX, AZ 85024

EMAIL

View Map | Get Directions

(623) 516-8300

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    LEVEL FUNDED / RETURN OF PREMIUM HEALTH INSURANCE IN LAVEEN

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    UnitedHealthCare
    Humana
    aetna
    Cigna
    BlueCross Blueshield of Arizona
    Bright Health
    Healthshare Altrua

    Why Altrua Health Sharing Ministry?

    • Unlimited Telamedicine
    • Part Of One OF The Largest Health Care Networks In The Nation
    • Large PPO Multiplan Nationwide Network

    • Low Monthly Contribution Amounts from $105 for Single to $520 for a Family
    • Stable Rates due to Healthy participants

    • Up to $2,000,000.00 of Lifetime limit per member

    • $35 Doctor, Urgent Care, And Specialist Visits

    • Maternity Sharing available

    Learn More

    LAVEEN’s trusted Insurance Products & Services

    We specialize in the following

    Medicare Advantage Plans Laveen AZ

    Medicare Advantage Plans

    Laveen Group Health Insurance Plans

    Group Health Insurance Plans

    Laveen Individual and Family Health Insurance Plans

    Individual and Family Insurance Plans

    Laveen AZ Medical Supplement Plans

    Medical Supplement
    Plans

    Critical Injury Health Insurance Coverage Laveen AZ

    Critical Illness Plans

    Dental Insurance Plans Laveen AZ

    Dental Insurance Plans

    Car Accident Insurance Plans Laveen

    Accident Plans

    Short Term Healthcare Plans Laveen AZ

    Short-Term Health Insurance Plans

    Annuities Laveen Insurance Brokers

    Annuities

    Life Insurance Plans Laveen Arizona

    Life Insurance Plans

    Long Term Health Insurance Options In Laveen AZ

    Long Term Care

    Our principles at PHX Health Insurance are not guided by money. We stand by our products and services but will admit when someone’s original policy is better. It’s all about helping Laveen residents.

    “When you do what’s right you can’t go wrong!”

    Meet The Agents of Phoenix Life Insurance

    Lynn Marble

    Lynn Marble

    Master General Agent and specializes in Medicare, Individual Family Plans.

    Stacy Petro

    Stacy Petro

    Health insurance agent, Medicare agent, office manager and customer support specialist.

    Chris Gabbard

    Chris Gabbard

    Licensed agent specializing in Commercial Group Health, Individual Health, Medicare Plans.

    Stacie Howard

    Stacie Howard

    Stacie specializes in Group Health, Individual Health, Life Insurance and Medicare.

    Frank Stevens

    Frank Stevens

    Frank is licensed and specializes in Life Insurance, Health Insurance and Annuities.

    Troy Chevalier

    Troy Chevalier

    Troy specializes in Group Health, Individual Health, Life Insurance and Medicare.

    Steve Arey

    Steve Arey

    Steve’s knowledge of Life Insurance, Annuities, Health Insurance, Employee Enhanced Benefits for Individuals and Groups including Medicare for Seniors.

    Angela Gabbard

    Angela Gabbard

    Group Account Coordinator and better half of Team Gabbard

    Hayden Swann

    Hayden Swann

    Licensed agent specializing in Individual and Family Health Plans

    Whatever your personal healthcare situation may be, Hayden will be able to help.

    Joshua Bahr

    Joshua Bahr

    Licensed Health & Life Insurance Agent.
    Joshua, brings his experience as an educator and local high school football coach to his clients to share life and health insurance strategies for families and small business owners.

    Our Client Reviews

    “Mr. Marble was very informative regarding Medicare and how the plans worked and was extremely knowledgeable about health insurance in general.”

    STEVIE KING

    ★★★★★

    “When I needed to find a good Medicare supplement program Lynn and his crew were recommended to me by my business insurance provider. Lynn personally took the time to prepare a number of options, then explained each one to me, and how it would work in tandem with Medicare. He has also assisted several of my friends and coworkers since then. I am proud to recommend him.”

    BRUCE D KLIPP

    ★★★★★
    Leave Us A Review

    “Terrific insurance brokerage, it’s great to have a professional insurance agent to to help guide me, insurance can be complicated.”

    SCOTT RICHARDS

    ★★★★★

    Our Service Areas

    Tempe Health Insurance

    Tempe Health Insurance

    Finding health insurance in Tempe should not feel like a full-time job. All you have to do is call us at PHX Health Insurance and our agents will quickly walk you through the best options. Once you have finished, you can resume doing the important things in life.

    Scottsdale Health Insurance

    Scottsdale Health Insurance

    Are you a resident of Scottsdale and need health insurance? Our knowledgeable agents at PHX Health Insurance will remove any difficulties you may have in finding what you need. Just one phone call can net you the policy that will work best for your family. Contact us today!

    West Valley Health Insurance

    West Valley Health Insurance

    When it comes to finding health insurance in West Valley, it shouldn’t feel like you are on a never-ending hunt. Instead, call us at PHX Health Insurance and one of our friendly agents will help you find what you need. Contact us today to see what we can do!

    East Valley Health Insurance

    East Valley Health Insurance

    PHX Health Insurance is dedicated to finding the best health insurance policies for East Valley residents. Our agents will comb through everything that is available and will point you to the one that will suit your budget. Give us a call today to see what we can do for you!

    Our Health Insurance Blog

    Office Tour

    Phoenix

    New IRS Rules For Employers Regarding Health Insurance

    Within the past year, the IRS posed a question to themselves to consider imposing more specific rules and guidelines to employers. These rules were in regard to the effect of employers’ decisions to contribute to employees choosing alternate healthcare coverage.

    What are the consequences to the employer if the employer does not establish a health insurance plan for its own employees, but reimburses those employees for premiums they pay for health insurance (either through a qualified health plan in the marketplace or outside the marketplace)?

    Employer Payment Plans

    In order to be set apart from health reimbursement accounts (HRA’s) and healthcare flexible spending accounts (FSA’s), the IRA designated the new arrangement of specific guidelines to be known as “employer payment plans”.

    Because employer payment plans are considered to be group health plans, as such they are subject to the provisions and rules of the Affordable Care Act (ACA). This includes the prohibition of an annual limit for essential health benefits, along with the requirement for full coverage on preventive health services. Unfortunately, these provisions also mean that employees cannot purchase separate coverage for these particular benefits, because according to the IRS, employer payment plans “cannot be integrated with individual policies to satisfy the market reforms”.

    The IRS has mandated that because employer payment plans do not satisfy the market reforms, employers would be required to pay an excise tax of up to $100 per day per employee. That totals up to $36,500 per year for just one single employee, let alone 50 or 100 or more employees.

    While the IRS and Department of Labor have decided that HRAs and healthcare FSAs are acceptable plans for helping employees pay for certain benefits including vision, dental, accidents, long-term care, and automobile medical payment coverage, it has been determined that employer payment plans cannot be integrated with either one.

    Wraparound Coverage

    Fortunately, there is an alternate form of health coverage available that is not actually subject to ACA requirements. Called “wraparound coverage”, it was established in 2015 and determines that employers can help employees buy basic health insurance without being penalized. This insurance must be supplementary to a standard health plan that does meet ACA requirements, and coverage cannot cost more than 15% of the standard health plan cost offered to the rest of the employees.

    For employers still pursuing other healthcare options, the penalties for an employer payment plan can be avoided by giving employees a pay raise that will sufficiently cover their health benefits.

    However, if this is the route you choose as an employer, remember that pay raises equal increased payroll taxes. Ultimately, because all income is taxed, the amount your employees will have left available to cover the cost of health premiums will be less than intended. Additionally, employees may soon forget why they actually received the raise, and can quickly become resentful that a standard health plan is not offered to them as valued employees.

    Lastly, it is important to note that even if you provide a salary raise to your employees to avoid employer payment plan penalties, you will still be subject to the penalty required for not providing a health coverage plan to your employees.

    Sincerely,
    Your Team at Phoenix Health Insurance

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      20823 N CAVE CREEK RD,
      BUILDING B SUITE 101
      PHOENIX, AZ 85024

      EMAIL

      View Map | Get Directions

      (623) 516-8300
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