Gold Canyon Health Insurance

Qualified Health Insurance Brokers Near Gold Canyon

As a top provider of Gold Canyon health insurance plans for both individuals and businesses, Phoenix Health & Life Insurance is committed to offering affordable, quality plans to fit the needs of employers and families. With a wide range of benefits and carriers available, there is something for everyone here.

Leading Life Insurance Plans Near Gold Canyon

At Phoenix Health & Life Insurance, we know it is overwhelming to wade through all the options for Gold Canyon life insurance and make sure your family is protected should the unthinkable happen. That is why we make it simple and provide the information you need to make the best decision!

Best Rated Gold Canyon Medicare Policies

Medicare is a government-funded program designed to provide coverage for people who meet certain criteria regarding age, disabilities, or chronic illnesses. Consult with our Gold Canyon insurance agents at Phoenix Health & Life Insurance to learn if Medicare is right for you, and how to get enrolled.


Phoenix Health Insurance
20823 N Cave Creek Rd, Building B Suite 101
Phoenix, AZ 85024
Mesa Health Insurance
4455 E Broadway Rd #104,
Mesa, AZ 85206
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    Gold Canyon Health Insurance With UnitedHealthCare
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    Gold Canyon Insurance Products & Services

    We specialize in the following
    Short Term Healthcare Plans Near Gold Canyon

    Short-Term Health Insurance Plans

    Gold Canyon Group Health Insurance Plans

    Group Health Insurance Plans

    Medicare Advantage Plans Near Gold Canyon

    Medicare Advantage Plans

    Gold Canyon Individual and Family Health Insurance Plans

    Individual and Family Insurance Plans

    Gold Canyon Medical Supplement Plans

    Medical Supplement Plans

    Car Accident Insurance Plans Near Gold Canyon

    Accident Plans

    Gold Canyon Annuities Insurance Brokers

    Annuity Insurance

    Dental Insurance Plans Near Gold Canyon

    Dental Insurance Plans

    Gold Canyon Life Insurance Plans

    Life Insurance Plans

    Long Term Health Insurance Care In Gold Canyon

    Long Term Care

    Critical Injury Health Insurance Coverage Near Gold Canyon

    Critical Illness Plans

    Our agents at Phoenix Health & Life Insurance are highly knowledgeable about the different benefits, plans, and carriers available on the market. We can simplify the information to help you make an educated decision regarding what plan will be best for your medical and financial needs.

    “When you do what’s right you can’t go wrong!”

    Meet The Agents Of Phoenix Health Insurance Near Gold Canyon

    Lynn Marble Insurance Agent

    Lynn Marble

    Master General Agent and specializes in Medicare, Individual Family Plans.


    Stacie Howard Insurance Agent

    Stacie Howard

    Individual Family Plans

    Chris Gabbard Insurance Agent

    Chris Gabbard

    Group Benefits

    Frank Stevens Insurance Agent

    Frank Stevens

    Financial Services

    Stacy Petro Insurance Agent

    Stacy Petro

    Customer Service / Operations Director

    Troy Chevalier Insurance Agent

    Troy Chevalier

    Troy specializes in Group Health, Individual Health, Life Insurance and Medicare.

    Angela Gabbard Insurance Agent

    Angela Gabbard

    Group Account Coordinator and better half of Team Gabbard

    Hayden Swann Insurance Agent

    Hayden Swann

    Licensed agent specializing in Individual and Family Health Plans

    Whatever your personal healthcare situation may be, Hayden will be able to help.

    Joshua Bahr Insurance Agent

    Joe Beehler

    Licensed Health and Life Insurance Account Specialist
    Joe is an experienced agent that specializes in Life Insurance, Individual health Insurance, Group Health, Long Term Care, and Dental plans.

    Joshua Bahr Insurance Agent

    Joshua Bahr

    Licensed Health & Life Insurance Agent.
    Joshua, brings his experience as an educator and local high school football coach to his clients to share life and health insurance strategies for families and small business owners.

    Karyn Ellsworth Insurance Agent

    Karyn Ellsworth

    Karyn is a Licensed Health Insurance Agent who specializes in Medicare Planning, & Individual Family Plans. Karyn loves helping others and brings with her over 15 years of customer service expertise.

    Karyn Ellsworth Insurance Agent

    Lucy Swagerty

    Lucy brings over 25 years of experience in Customer Service, Sales and Marketing. Lucy has spent the last 14 year specializing in Medicare, Life Insurance, and Property and Casualty Insurance

    Karyn Ellsworth Insurance Agent

    Roman Stolcis

    Roman brings over 15 years of experience in Insurance and Financial Services. Specializing in Medicare, Life and Annuity, and Individual Family Plans.

    Our Client Reviews

    “Stacie Howard was great to work with. She knew what I needed as was very knowledgeable of my options and my needs. Stacie has been my agent for a few years now and I would highly recommend her insurance services to anyone!!!”

    JOHN S.


    “My visit with Mr Lynn Marble over Health insurance was a great experience. Mr Marble was very knowledgeable about health insurance and helped me with making the right choice for my needs.”

    STAN U.


    “Phoenix Health Insurance was referred to me by my business partner. From day one that I contacted them through all the registration process and after, I had a great experience with their knowledge and costumer service.”

    NANCY M.


    Our Service Areas

    PHX Health Insurance Also Provides Health Insurance In The West Valley

    West Valley Health Insurance

    Shopping around for insurance coverage can be frustrating and confusing. If you are looking for a health or life insurance policy in West Valley, consult with our team at Phoenix Health & Life Insurance. We will ensure your enrollment process is smooth and painless.

    PHX Health Insurance Also Provides Health Insurance In Tempe

    Tempe Health Insurance

    Attempting to find a comprehensive, affordable health insurance policy in Tempe is almost impossible when you are overwhelmed and confused. Consult with the agents at Phoenix Health & Life Insurance to learn more about the options available to you, and how to get enrolled today.

    PHX Health Insurance Also Provides Health Insurance In The East Valley

    East Valley Health Insurance

    Don’t let insurance shopping get you down! Visit our East Valley health insurance agents at Phoenix Health & Life Insurance to learn what options are available to you and your family. We are here to help you find something both functional and affordable!

    PHX Health Insurance Also Provides Health Insurance In Scottsdale

    Scottsdale Health Insurance

    When looking for a comprehensive insurance policy in Scottsdale, Phoenix Health & Life Insurance can help. Our valuable experience and knowledge allow us to make the process simple and easy for you, so contact us today to schedule a consult and learn more!

    Our Health Insurance Blog

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    November 25th, 2021|

    Will Medicare Pay For My Hearing Aid? Facts You Should Know About Medicare Coverage Of Hearing Aids About 30 million adults in the United State could benefit from hearing aids. The most [...]

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    Phoenix Health Insurance logo in white

    New IRS Rules For Employers Regarding Health Insurance

    Within the past year, the IRS posed a question to themselves to consider imposing more specific rules and guidelines to employers. These rules were in regard to the effect of employers’ decisions to contribute to employees choosing alternate healthcare coverage.

    What are the consequences to the employer if the employer does not establish a health insurance plan for its own employees, but reimburses those employees for premiums they pay for health insurance (either through a qualified health plan in the marketplace or outside the marketplace)?

    Employer Payment Plans

    In order to be set apart from health reimbursement accounts (HRA’s) and healthcare flexible spending accounts (FSA’s), the IRA designated the new arrangement of specific guidelines to be known as “employer payment plans”.

    Because employer payment plans are considered to be group health plans, as such they are subject to the provisions and rules of the Affordable Care Act (ACA). This includes the prohibition of an annual limit for essential health benefits, along with the requirement for full coverage on preventive health services. Unfortunately, these provisions also mean that employees cannot purchase separate coverage for these particular benefits, because according to the IRS, employer payment plans “cannot be integrated with individual policies to satisfy the market reforms”.

    The IRS has mandated that because employer payment plans do not satisfy the market reforms, employers would be required to pay an excise tax of up to $100 per day per employee. That totals up to $36,500 per year for just one single employee, let alone 50 or 100 or more employees.

    While the IRS and Department of Labor have decided that HRAs and healthcare FSAs are acceptable plans for helping employees pay for certain benefits including vision, dental, accidents, long-term care, and automobile medical payment coverage, it has been determined that employer payment plans cannot be integrated with either one.

    Wraparound Coverage

    Fortunately, there is an alternate form of health coverage available that is not actually subject to ACA requirements. Called “wraparound coverage”, it was established in 2015 and determines that employers can help employees buy basic health insurance without being penalized. This insurance must be supplementary to a standard health plan that does meet ACA requirements, and coverage cannot cost more than 15% of the standard health plan cost offered to the rest of the employees.

    For employers still pursuing other healthcare options, the penalties for an employer payment plan can be avoided by giving employees a pay raise that will sufficiently cover their health benefits.

    However, if this is the route you choose as an employer, remember that pay raises equal increased payroll taxes. Ultimately, because all income is taxed, the amount your employees will have left available to cover the cost of health premiums will be less than intended. Additionally, employees may soon forget why they actually received the raise, and can quickly become resentful that a standard health plan is not offered to them as valued employees.

    Lastly, it is important to note that even if you provide a salary raise to your employees to avoid employer payment plan penalties, you will still be subject to the penalty required for not providing a health coverage plan to your employees.

    Your Team at Phoenix Health Insurance

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      PHX Health Insurance Contact Our Office Near Gold Canyon

      20823 N CAVE CREEK RD,
      PHOENIX, AZ 85024


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