What Is Medicare?
Medicare is a healthcare insurance program that provides coverage for individuals meeting certain criteria. Anyone who is 65 years or older, under 65 with a disability, or facing End Stage Renal Disease can qualify, so consult with your local healthcare insurance agents in El Mirage to get started with enrollment!
The 4 Parts Of Medicare
How To Sign Up And Enroll For
Medicare In El Mirage
Our Online Medicare Enrollment Process
At Phoenix Health & Life Insurance, we have made the online enrollment process simple and straightforward, with experienced El Mirage Medicare insurance agents available for guidance. We ensure all your bases are covered and determine which plan may be best for your health needs.
Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans
We know that choosing a health insurance plan can be complicated, so consult with our El Mirage health insurance agency today for help choosing a Medicare plan. We will provide information about the benefits of Original Medicare versus Medicare Advantage, and which may be right for you.
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations”
When the combined amount that you and your healthcare policy pay for prescription drugs exceeds the set limit, a coverage gap occurs, requiring you to pay extra out of pocket. With a Medicare Supplement Plan, you can avoid this coverage gap and protect your budget.
How Is a Medicare Advantage HMO vs PPO Different?
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
Why Choose Phoenix Health Insurance in El Mirage
No matter what kind of Medicare policy you are seeking, Phoenix Health & Life Insurance is an industry-leading agency with a dedication to helping you find the best plan to suit your needs, healthcare goals, and budget. Let our experienced agents help you find a functional, affordable policy when you visit our informative, welcoming agency!
Medicare Supplement Carriers We Work With:
TESTIMONIALS
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.
