What Is Medicare?
Simply put, Medicare is a healthcare program that is funded by the government and provides coverage for individuals who are over 65 years, under 65 with a disability, or facing End Stage Renal Disease. Visit our Apache Junction healthcare insurance providers today to learn if you qualify for Medicare.
The 4 Parts Of Medicare
How To Sign Up And Enroll For
Medicare In Apache Junction
Our Online Medicare Enrollment Process
If you are ready to enroll, our qualified insurance agents in Apache Junction can guide you through the simple process. We will discuss your healthcare goals and budget, and help you find a functional, affordable plan.
Select The Type Of Medicare Plan:
Original Medicare VS Medicare Advantage Plans
At Phoenix Health & Life Insurance, we know that navigating the health insurance world can be overwhelming and complicated. We can help you make an educated decision regarding if Original Medicare or Medicare Advantage will be a better choice for you.
| BENEFITS | ORIGINAL | ADVANTAGE |
|---|---|---|
| Medicare Part A & B Services are Covered | Yes | Yes |
| Prescription Drugs are Covered | No | Yes, With Most Plans |
| You May Visit Any Doctor Who Cares for Medicare Patients | Yes | It Depends on the Plan |
| Provides Additional Benefits such as Vision, Dental, Hearing, Fitness, etc. | No | Yes, With Most Plans |
| Service Are Covered Nationwide | Yes | Emergency or PPO |
“Close-The-Gap” On Lapses In Medicare Coverage
With Our Medicare Agent’s Recommendations”
A coverage gap occurs when the combined amount that you and your healthcare plan pay for prescription drugs exceeds a certain limit and you must pay the rest out of pocket. A Medicare Supplement Plan is the best way to close the gap and avoid paying extra.
How Is a Medicare Advantage HMO vs PPO Different?
| BENEFITS | HMO | PPO |
|---|---|---|
| You must go to Network Providers for Covered Services | Yes | No |
| A Network Primary Care Provider Coordinates your Care | Yes | No |
| If Specialist Services are Required, a Referral is Needed | Varies By Plan | No |
| Includes Prescription Drug Coverage | Yes | Yes |
| Includes Annual Out Of Pocket Maximum | Yes | Yes |
Why Choose Phoenix Health Insurance in Apache Junction?
No matter what type of healthcare coverage you need, Phoenix Health & Life Insurance is an industry-leading agency dedicated to helping clients find the best coverage for their healthcare goals and their budget. Contact our experienced agents today for a personalized, informative experience while you make an informed decision about enrolling in healthcare insurance.
Medicare Supplement Carriers We Work With:
TESTIMONIALS
*Medicare has neither endorsed or reviewed this information. Phoenix Health and Life Insurance agency is not connected or affiliated with any Government Agency.
