Anthem Health Insurance2021-02-26T14:05:20-07:00

Anthem Health Insurance

Top Health Insurance In Anthem, AZ

There’s a reason why we are considered the top health insurance in Anthem, AZ. Our agents know that navigating the right plans can make you feel overwhelmed and confused. We will guide you through the options, including premiums, gaps in coverage, and any other questions you may have. Contact us to learn more!

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Qualified Life Insurance Agents In Anthem

Are you looking for qualified life insurance agents in Anthem? Phoenix is your solution. Our agents can help you understand how to best insure against the risks that you both foresee and what you don’t. This is done in a way so you easily figure out what you need to do for your family.

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Medicare Policies

It can be hard to try to understand how Medicare policies work. What programs can bridge any coverage gaps? Fortunately, we at Phoenix can be of service for you. Our goal is to make your life easier and not having to worry about Medicare can certainly do that. Contact us today for more.

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Locations

Phoenix Health Insurance
20823 N Cave Creek Rd, Building B Suite 101
Phoenix, AZ 85024
623-516-8300
Mesa Health Insurance
4455 E Broadway Rd #104,
Mesa, AZ 85206
480-300-5420
Phoenix Health Insurance Contact Info

20823 N CAVE CREEK RD,
BUILDING B SUITE 101
PHOENIX, AZ 85024

EMAIL

View Map | Get Directions

(623) 516-8300

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    LEVEL FUNDED / RETURN OF PREMIUM HEALTH INSURANCE PLANS IN ANTHEM

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    UnitedHealthCare
    Humana
    aetna
    Cigna
    BlueCross Blueshield of Arizona
    bright health
    Healthshare Altrua In Anthem

    Why Altrua Health Sharing Ministry?

    • Unlimited Telamedicine
    • Part Of One OF The Largest Health Care Networks In The Nation
    • Large PPO Multiplan Nationwide Network

    • Low Monthly Contribution Amounts from $105 for Single to $520 for a Family
    • Stable Rates due to Healthy participants

    • Up to $2,000,000.00 of Lifetime limit per member

    • $35 Doctor, Urgent Care, And Specialist Visits

    • Maternity Sharing available

    Learn More

    Anthem Insurance Products & Services

    We specialize in the following

    Anthem AZ Medical Supplement Plans

    Medical Supplement
    Plans

    Anthem Individual and Family Health Insurance Plans

    Individual and Family Insurance Plans

    Medicare Advantage Plans Anthem

    Medicare Advantage Plans

    Anthem Group Health Insurance Plans

    Group Health Insurance Plans

    Short Term Healthcare Plans Anthem AZ

    Short-Term Health Insurance Plans

    Car Accident Insurance Plans Anthem

    Accident Plans

    Dental Insurance Plans Anthem AZ

    Dental Insurance Plans

    Critical Injury Health Insurance Coverage Anthem AZ

    Critical Illness Plans

    Life Insurance Plans Anthem Arizona

    Life Insurance Plans

    Long Term Health Insurance Options In Anthem AZ

    Long Term Care

    Annuities Anthem Insurance Brokers

    Annuities

    Our goal is to give you the best coverage. You can have a free evaluation for our services. If we find that your original coverage beats ours, you will be notified.

    “When you do what’s right you can’t go wrong!”

    Meet The Agents of Phoenix Life Insurance In Anthem

    Lynn Marble

    Lynn Marble

    Master General Agent and specializes in Medicare, Individual Family Plans.

    Stacy Petro

    Stacy Petro

    Health insurance agent, Medicare agent, office manager and customer support specialist.

    Chris Gabbard

    Chris Gabbard

    Licensed agent specializing in Commercial Group Health, Individual Health, Medicare Plans.

    Stacie Howard

    Stacie Howard

    Stacie specializes in Group Health, Individual Health, Life Insurance and Medicare.

    Frank Stevens

    Frank Stevens

    Frank is licensed and specializes in Life Insurance, Health Insurance and Annuities.

    Troy Chevalier

    Troy Chevalier

    Troy specializes in Group Health, Individual Health, Life Insurance and Medicare.

    Steve Arey

    Steve Arey

    Steve’s knowledge of Life Insurance, Annuities, Health Insurance, Employee Enhanced Benefits for Individuals and Groups including Medicare for Seniors.

    Angela Gabbard

    Angela Gabbard

    Group Account Coordinator and better half of Team Gabbard

    Hayden Swann

    Hayden Swann

    Licensed agent specializing in Individual and Family Health Plans

    Whatever your personal healthcare situation may be, Hayden will be able to help.

    Joshua Bahr

    Joshua Bahr

    Licensed Health & Life Insurance Agent.
    Joshua, brings his experience as an educator and local high school football coach to his clients to share life and health insurance strategies for families and small business owners.

    Our Client Reviews

    “Mr. Marble was very informative regarding Medicare and how the plans worked and was extremely knowledgeable about health insurance in general.”

    STEVIE KING

    ★★★★★

    “When I needed to find a good Medicare supplement program Lynn and his crew were recommended to me by my business insurance provider. Lynn personally took the time to prepare a number of options, then explained each one to me, and how it would work in tandem with Medicare. He has also assisted several of my friends and coworkers since then. I am proud to recommend him.”

    BRUCE D KLIPP

    ★★★★★
    Leave Us A Review

    “Terrific insurance brokerage, it’s great to have a professional insurance agent to to help guide me, insurance can be complicated.”

    SCOTT RICHARDS

    ★★★★★

    Our Service Areas

    Tempe Health Insurance

    Tempe Health Insurance

    It can feel challenging to try to find healthcare coverage in Tempe. You don’t have to do it on your own, though. Contact us at Phoenix and one of our friendly agents will make life much easier for you. We’ll get you your best policy!

    West Valley Health Insurance

    West Valley Health Insurance

    Phoenix Health Insurance can help West Valley residents get the best healthcare policy at the most affordable rate. Yes, that includes you. Our experienced agents are thoroughly knowledgeable about what will suit you and your family. Contact us today to learn more!

    Scottsdale Health Insurance

    Scottsdale Health Insurance

    You don’t have to stress when it comes to finding appropriate health insurance in Scottsdale. All you have to do is contact us at Phoenix Health Insurance and our friendly agents will remove those worries. Soon, you will have a policy that is best for your family!

    East Valley Health Insurance

    East Valley Health Insurance

    Does the thought of shopping around for comprehensive health insurance in East Valley stress you out? Sometimes it feels like getting something both affordable and functional is impossible. That’s where Phoenix Healthcare can help. We will work with you to match your best interests. Contact us today!

    Our Health Insurance Blog

    Office Tour

    Phoenix

    New IRS Rules For Employers Regarding Health Insurance

    Within the past year, the IRS posed a question to themselves to consider imposing more specific rules and guidelines to employers. These rules were in regard to the effect of employers’ decisions to contribute to employees choosing alternate healthcare coverage.

    What are the consequences to the employer if the employer does not establish a health insurance plan for its own employees, but reimburses those employees for premiums they pay for health insurance (either through a qualified health plan in the marketplace or outside the marketplace)?

    Employer Payment Plans

    In order to be set apart from health reimbursement accounts (HRA’s) and healthcare flexible spending accounts (FSA’s), the IRA designated the new arrangement of specific guidelines to be known as “employer payment plans”.

    Because employer payment plans are considered to be group health plans, as such they are subject to the provisions and rules of the Affordable Care Act (ACA). This includes the prohibition of an annual limit for essential health benefits, along with the requirement for full coverage on preventive health services. Unfortunately, these provisions also mean that employees cannot purchase separate coverage for these particular benefits, because according to the IRS, employer payment plans “cannot be integrated with individual policies to satisfy the market reforms”.

    The IRS has mandated that because employer payment plans do not satisfy the market reforms, employers would be required to pay an excise tax of up to $100 per day per employee. That totals up to $36,500 per year for just one single employee, let alone 50 or 100 or more employees.

    While the IRS and Department of Labor have decided that HRAs and healthcare FSAs are acceptable plans for helping employees pay for certain benefits including vision, dental, accidents, long-term care, and automobile medical payment coverage, it has been determined that employer payment plans cannot be integrated with either one.

    Wraparound Coverage

    Fortunately, there is an alternate form of health coverage available that is not actually subject to ACA requirements. Called “wraparound coverage”, it was established in 2015 and determines that employers can help employees buy basic health insurance without being penalized. This insurance must be supplementary to a standard health plan that does meet ACA requirements, and coverage cannot cost more than 15% of the standard health plan cost offered to the rest of the employees.

    For employers still pursuing other healthcare options, the penalties for an employer payment plan can be avoided by giving employees a pay raise that will sufficiently cover their health benefits.

    However, if this is the route you choose as an employer, remember that pay raises equal increased payroll taxes. Ultimately, because all income is taxed, the amount your employees will have left available to cover the cost of health premiums will be less than intended. Additionally, employees may soon forget why they actually received the raise, and can quickly become resentful that a standard health plan is not offered to them as valued employees.

    Lastly, it is important to note that even if you provide a salary raise to your employees to avoid employer payment plan penalties, you will still be subject to the penalty required for not providing a health coverage plan to your employees.

    Sincerely,
    Your Team at Phoenix Health Insurance

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      Contact our Anthem Offices

      20823 N CAVE CREEK RD,
      BUILDING B SUITE 101
      PHOENIX, AZ 85024

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      (623) 516-8300
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